Education Financing
Banks
Bank Rakyat
Pembiayaan Pendidikan-i
Moving forward to achieve your dreams! With Bank Rakyat's Education Funding-i, you can focus on your studies and we will take care of your financial needs.
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Malaysian
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A minimum of 18 years old and no more than 70 years old at the end of the financing period
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Minimum monthly income of RM2,000
Maybank
Pembiayaan Pendidikan Maybank/-i
Dapatkan dana yang secukupnya demi masa depan pendidikan anak anda tanpa menjejaskan simpanan sedia ada
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Jumlah pembiayaan yang lebih tinggi sehingga RM400,000
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Margin Pembiayaan sehingga 150% daripada nilai cagaran
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Kadar faedah/keuntungan yang kompetitif
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Terbuka kepada institusi tempatan dan luar negara termasuk program berkembar
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Tempoh pembayaran semula sehingga 30 tahun
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Skim pembayaran semula yang fleksibel
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Warganegara Malaysia
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Pelajar Ijazah sarjana Muda: Mestilah berumur 18 sehingga 35 tahun
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Pelajar Lepasan Ijazah/Sijil Profesional: Mestilah berumur 18 sehingga 45 tahun
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Pelajar institusi tempatan dan luar negara termasuk program berkembar
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Pelajar Ijazah sarjana Muda/Lepasan Ijazah/Sijil Profesional yang diiktiraf oleh Agensi Kelayakan Malaysia (MQA) atau Kementerian Pengajian Tinggi (KPT)
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Pelajar baru atau sedia ada yang memiliki surat tawaran kemasukan universiti
Affin Bank
Pembiayaan Pendidikan-i
Bantuan kewangan untuk individu yang layak dari Universiti atau Kolej terpilih untuk program pendidikan mereka.
>> Senarai universiti/kolej panel
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Margin Pembiayaan: Sehingga 100%* yuran pengajian + 5% perlindungan Takaful
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Tempoh Pembiayaan: Minimum 5 tahun & Maksimum 20 tahun atau sehingga umur 65 tahun, yang mana lebih awal
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Amaun Pembiayaan: Sehingga RM 400,000 (Nota: Jumlah kemudahan sehingga RM 600,000 untuk pelajar Perubatan dan Kejuruteraan sahaja)
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Tiada penjamin diperlukan. Cagaran mungkin diperlukan sama ada cagaran penuh atau sebahagian
Kelayakan Pelajar
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Warganegara Malaysia berumur 18 sehingga 45 tahun.
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Terbuka kepada Program Asasi, Sijil, Pra-Universiti (e.g. A-Level), Diploma, Ijazah, Pasca Siswazah (Sarjana dan Kedoktoran) dan Kursus Profesional untuk pelajar dari Universiti/Kolej yang dilantik
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Ibu bapa, suami/isteri, adik beradik atau bukan ahli keluarga terdekat perlu membuat permohonan bersama pelajar sebagai permohonan bersama.
Al Rajhi Bank
Personal Financing-i
Al Rajhi Personal Financing-i helps you meet your financial requirements. Al Rajhi Bank’s Personal Financing-i provides you the platform for you to obtain cash for personal use. Be it for home renovation or to meet your child’s education funds whereby our facility caters for such purpose.
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Attractive rates as low as 6.20%* p.a.
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High financing limit up to RM250,000
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Financing tenure of up to 8 years
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No guarantor required
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Minimum age: 25 years old
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Minimum gross income: RM4,500* & above
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*Subject to minimum annual income of RM60,000 & fixed income earner only
Bank Islam
Personal Financing-I Package
Bank Islam Personal Financing-i facility is a secured/non-secured term financing to meet personal financial needs which is calculated based on floating rate.
Financing Quantum:
Based on eligibility limit and subject to minimum of RM10,000 and maximum amount of RM300,000
Payment Period:
Maximum 120 months (10 years) or up to the retirement age, whichever is earlier
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Competitive rate
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No hidden charges
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No guarantor is required
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No deposit
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No processing fee
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Flexible financing tenure
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Selling price – fixed and known
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Fast approval
Eligibility:
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Applicant must be 18 years and not exceeding the retirement age at the end of payment period
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Malaysian citizen
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Earning a minimum fixed income of RM2,000 per month
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Applicant must be a continued employee in any of the following:
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Government Sector
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Selected Public Listed Companies
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Subsidiaries of Government or Selected Public Listed Company
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Other Prominent Private Limited Companies as categorized under package companies listed by Bank Islam